Stocks and funds

Stock and fund accounts

If you want to insert a transaction of stock (or fund) purchase you can do this in Monex only in a account of type Stock or Fund.
The transaction value doesn't necessary reflect the value of the purchased stock (quantity * price).
This is due to the fact that most purchases include fees or other additional costs, which can be directly debited.

Entering a new purchase with 1000EUR spend, but purchased only stock worth 990EUR.

Stock rates

If a entered stock has no exchange rate, then all values which depend on the exchange rate are colored red.

Stock transaction without entered exchange rate

To enter a new exchange rate for a given stock transaction click on the Price quick menu,
or via menu: Finances > Stock and funds exchange rates

Editing stock exchange rates

Adding a new exchange rate

According to the entered exchange rates the current stock value (profit) is calculated.
In our case we have started with a 110 rate, and are now in profit with a 120 rate.
Monex calculates:

• Total value as Quantity * Current exchange rate : Current value = 9 * 120 = 1080
• Profit as Current value - Invested value : Profit = 1080 - 1000 = 80
• Growth in % as the Invested to Current value ratio : Growth = (1080 / 1000) - 1 * 100 = 8%
• Yearly interest rate as Growth calculated to a calendar year

  In our case we have a yearly interest rate of: 730%,
  which is calculated from the difference in dates: 15.8 -> 19.8 (4 days - day of investment -> current day),
  and the growth 8%
  Which means there was a raise of 8% points in 4 days, meaning 8 / 4 = 2% a day,
  If we multiply this with 365 (days in year) we get 730%.
  
  The yearly interest rate can therefore be used to compare different investments.
  Of course the older the investment the more accurate the calculated value.

Transaction started with a 110 rate, current value with a 120 rate.

Selling and closing investment transactions

A stock or fund purchase can have one or more sell transactions.
A sell transaction can only be made from a stock / fund account to a non stock / fund account.
Same as in purchase, the transaction value doesn't necessary reflect the value of the sold stock (quantity * price).

Selling 4 of 9, for 115 (115 * 4 = 460EUR), but got only 450EUR.

Sold some stock, but rest stil open.

In our case we have sold 4 of 9, for 450EUR.
Monex now calculates following group values:

• Open invested amount : Amount = 1000 - 450 = 550
• Total value as Quantity * Current exchange rate : Current value = 5 * 120 = 600
• Profit:

  Sell profit: 5.56EUR, 1000 * (4 / 9) - 450 = 5.56
  Open profit: Current value - Invested value : Profit = 600 - 550 = 50
  Total profit in brackets: Sell profit + open profit : 5.56 + 50 = 55.56

• Growth:

  Sell growth: Invested to Sold value ration - 450 / (1000 * (4 / 9)) - 1 * 100 = 1.25%
  Open growth: Invested to Current value ratio - Growth = (550 / 600) - 1 * 100 = 8.33%

• Yearly interest rate:

  Sell yearly interest rate (9 days from purchase to sell date): (365 / 9) * 1.25 = 50.69%
  Open yearly interest rate (9 days): (365 / 9) * 8.33 = 337.96%

Closing

A investment transaction is closed when all units are sold.
For closed transactions Monex only calculates the total profit made, growth and yearly interest rate.

Sold all stock, position is closed.

Taking a look at the accounts we now see, that we have total expenses of 1000EUR and total incomes of 1070EUR,
and therefore a profit of 70EUR.

Accounts after closing all positions.